If you’ve ever dreamt of swapping grey skies for glorious sunshine, vibrant culture, and a laid-back Mediterranean lifestyle, moving to Greece might be the perfect next step.

Whether you’re retiring, working remotely, or seeking a fresh start abroad, this beautiful European country continues to attract Brits with its relaxed pace of life, stunning landscapes, and affordable living.

But moving to another country comes with its fair share of questions, and Greece is no exception. That’s why we’ve created this comprehensive guide to help you confidently navigate every stage of your journey.

From understanding the property market and visa options to sorting your healthcare, taxes, and even pet relocation, we cover all the essentials in one easy-to-follow resource.

At Barnes of Lincoln, we know that a successful move begins with reliable information and expert support.

We hope this guide gives you the clarity and reassurance to start planning your big move to Greece.

Let’s dive in!

Popular Expatriate Destinations

Before anything else, you must decide where you want to settle in the country.

Choosing the right place to live in Greece depends on your lifestyle, career goals, and whether you’re retiring or relocating with family. Greece offers many choices, from buzzing cities to tranquil islands and charming inland villages.

Athens is the beating heart of Greece, offering a mix of ancient history and modern living.

Many expats from the UK are drawn to suburbs like Kifisia, Glyfada, and Kolonaki, which offer international schools, upscale shops, and access to culture and nightlife.

Additionally, Athens is ideal for digital nomads and professionals working in sectors like tech, media, or finance.

Another popular expat location is Thessaloniki, Greece’s second city.

It is known for its relaxed pace, creative vibe, and thriving café culture.

It’s a popular hub for young professionals, students, and artists.

The city offers a slightly lower cost of living than Athens and is well-connected to the rest of Europe.

Crete, Corfu, and Rhodes are perennial favourites if you’re after island life.

Crete, for example, has a strong expat community, stunning beaches, and year-round amenities. In contrast, mainland options like Nafplio or Kalamata offer peaceful living with easy access to airports and urban centres.

To explore more popular expat communities and what to expect, take a look at the InterNations website.

Don’t underestimate the importance of finding the perfect place.

Choosing the right location can make all the difference to how successful and enjoyable your new life in Greece will be.

Visa and Residency

Another vital step in your journey is arranging the correct visas for Greece.

Since Brexit, moving to Greece from the UK requires careful planning around visas and residency permits.

UK citizens are no longer eligible for automatic residency and must meet specific requirements depending on the length and purpose of their stay.

For stays under 90 days in a 180-day period, no visa is required.

However, you will need a residency permit if you plan to live in Greece long term.

One of the most popular options is the Golden Visa programme, which grants a long-term residency (5 years with renewal options) to non-EU citizens who are willing to invest in Greek property.

This particular visa comes with numerous caveats and needs to be explored thoroughly.

More info can be found on my Greek journey.

However, one positive aspect is that it allows visa-free travel across the Schengen Zone and is especially popular with UK nationals post-Brexit.

Another option is Greece’s Digital Nomad Visa, launched in 2021.

This allows remote workers to live in Greece for up to two years, provided they can prove an income of at least €3,500 per month (as of 2025) from foreign sources.

Once in Greece, you must register your residence at the local Aliens Bureau (part of the police) and obtain an AFM (Greek tax number) and AMKA (social security number).

These will be necessary for opening bank accounts, accessing healthcare, and signing rental agreements.

For updated requirements, check the Greek Ministry of Migration and Asylum.

It is important to note that you must hold a valid passport (at least 6 months) from your arrival date in Greece.

It must also be less than 10 years old on the day you enter Greece (check the date of issue).

If your passport does not meet these strict requirements, you must apply for a new one as soon as possible before travelling, or you will be refused entry.

Navigating the Language

While English is commonly spoken in tourist areas, especially in major cities and on the islands, learning Greek will vastly improve your experience as a UK expat.

Basic Greek phrases will help you build connections with locals, navigate government services, and feel more at home.

Even a little effort goes a long way, and Greeks are typically appreciative when foreigners try to speak their language.

Enrolling in a language course is a great first step.

Many expats opt for in-person classes at cultural centres or universities, while others prefer online platforms such as https://www.duolingo.com/ or https://www.italki.com/ for one-on-one tuition.

In Athens and Thessaloniki, well-established schools, such as the Hellenic American Union, cater to international learners.

Understanding the Greek alphabet is also helpful, particularly when reading signs and menus or filling out official paperwork.

For those intending to relocate permanently or buying property, having a basic grasp of the language becomes even more important, especially when dealing with local bureaucracy or utility providers.

Some expat forums and Facebook groups also organise free conversational meetups, allowing newcomers to practice Greek in a relaxed setting.

Embracing the language is practical and can significantly enhance your overall quality of life in Greece.

Cultural Adaptation

One of the most rewarding aspects of moving to Greece is embracing its warm, community-driven culture.

Greeks are famously friendly and welcoming, especially when newcomers show interest in their language and traditions.

Immersing yourself in the local culture, from the rhythm of everyday life to religious festivals and national holidays, is key to feeling at home.

Daily life in Greece tends to move at a slower pace than in the UK.

Long, leisurely lunches, late-night dinners, and a relaxed attitude to time are common, especially outside urban areas.

Embracing this slower lifestyle might take some adjustment (particularly if you intend to renovate or build a home from scratch), but it’s also part of the charm of Mediterranean living.

Participating in community events, exploring local markets, and trying regional dishes like moussaka, souvlaki, or spanakopita can be a great way to build connections.

Don’t be surprised if you’re invited to a neighbour’s celebration such as a wedding or family gathering, Greek hospitality is legendary.

Many towns and cities have expat networks, cultural centres, or language exchanges where you can meet locals and fellow newcomers.

Internations Greece and Meetup are helpful platforms for finding local groups and events.

Understanding and respecting local customs, such as dressing modestly in churches or observing quiet hours, can help you settle in and build lasting relationships.

Climate and Lifestyle

Greece’s Mediterranean climate has always been a significant draw for those relocating from the UK.

With over 250 days of sunshine yearly, the country offers mild winters and long, hot summers, especially in the southern regions and islands.

Even in the winter, temperatures in cities like Athens and Crete often remain in the double digits, while snowfall is limited to mountainous areas.

This favourable climate supports an outdoor lifestyle that blends leisure, health, and community.

You will often see locals (including children) gathering at cafés, walking along the seafront, or enjoying a long afternoon meal outdoors well into the evening.

For expats, it’s easy to adopt this rhythm and embrace life’s slower, more sociable pace.

Sports lovers will find many hiking, swimming, diving, sailing, and mountain biking opportunities.

Nature reserves, like the Vikos–Aoös National Park in the north or the Samaria Gorge in Crete, offer stunning landscapes for exploring.

The cost of enjoying this lifestyle can be surprisingly low. Beaches are generally free to access, and traditional tavernas offer affordable meals with fresh local ingredients.

Weekly outdoor markets provide cheap fruit, vegetables, olives, and cheeses, which are all part of a healthy, Mediterranean diet.

Whether in a vibrant city or sleepy village, life in Greece offers balance, beauty, and a strong sense of community, making it a truly rewarding place to call home.

More Affordable Cost of Living

One of the most appealing aspects of moving to Greece is the overall lower cost of living compared to the UK.

While this can vary depending on where you settle,  with places like Mykonos or central Athens being more expensive, many everyday expenses are significantly more affordable.

You will find that rent is a significant saving, with Greek rentals being around 50% cheaper.

A one-bedroom apartment in central Athens can be rented for around €500–€700 (£422-£591) per month, with even lower prices in smaller towns or villages.

Buying a home is another area that can be much cheaper compared to UK property prices (location dependent). A prime seafront apartment is obviously going to command higher prices, but homes a short drive from main areas can cost much less.

Utility bills and public transport are also cheaper, and basic services like haircuts, dining out, or gym memberships are more budget-friendly than their UK counterparts.

Shopping at local markets is both cost-effective and healthier.

Fresh produce, cheese, fish, and olives are widely available at excellent prices.

Eating out is a regular part of Greek life, and a three-course meal at a family-run taverna often costs less than €20 (£17) per person.

However, imported goods, branded electronics, and cars can be more expensive than in the UK, and expats should budget accordingly for these items.

If they apply to your circumstances, private healthcare and international school fees should also be factored in.

Overall, if you budget wisely and adapt to the local lifestyle, your money can go much further in Greece than in the UK.

Real Estate Insights

For those planning to stay in the country long-term, purchasing a home rather than continuing to rent makes sense.

You will find a diverse and appealing real estate market that has been steadily recovering in recent years.

Perhaps you are after a whitewashed villa with sea views or a traditional stone house in a quiet mountain village, no matter because there’s something to suit most budgets.

Prices are generally lower than in the UK, especially in lesser-known regions like the Peloponnese, Epirus, or even inland Crete.

However, due to demand, popular destinations like Santorini, Mykonos, and Corfu tend to be more expensive.

UK buyers should be aware that property transactions in Greece follow a different process than in the UK, and hiring an English-speaking local solicitor is strongly advised.

You will need a Greek tax number (AFM) and should budget for additional costs such as property transfer tax (3%), legal fees, and notary charges.

Once you have a good idea of what you are prepared to spend on a home, you can begin your search.

The most tried and tested way to look for a home is by spending time on local real estate agent websites. This gives you an up-to-date insight into what you can buy for your money.

For property listings and guides, try searching on sites such as Spitogatos or, for something more familiar, Rightmove.

Currency Exchange & Banking in Greece

As Greece uses the euro (€), UK expats must be mindful of currency exchange rates and bank transfer fees.

Small differences in the GBP-to-EUR exchange rate can noticeably impact your day-to-day budget, particularly if you’re relying on UK-based income such as pensions, salary, or savings.

Monitoring exchange rate trends can help you transfer funds at optimal times.

Some services allow you to set alerts or lock in favourable rates for larger transfers a useful option when making property purchases or paying upfront for long-term accommodation.

Using high-street banks for international transfers can lead to poor exchange rates and hidden fees. Instead, many expats turn to online services like Wise or Revolut for better rates and lower charges.

These platforms are secure, quick, and ideal for recurring payments or one-off large purchases such as buying a home.

Opening a Greek bank account can simplify your financial life and avoid extra conversion fees.

To open an account, you will need proof of residency, a Greek tax number (AFM), and identification.

Banks such as Alpha Bank, Piraeus Bank and National Bank of Greece offer English-language services and online banking.

Paying Your Taxes in Greece

No matter where you settle, taxes are a fact of life, and moving to Greece is no exception.

If you plan to live in Greece either permanently or for more than 183 days in a calendar year, you will be considered a tax resident and expected to contribute accordingly.

The amount of tax You will pay depends on your income, assets, and employment status.

Core taxes for expats include Income Tax, Social Security Contributions, Capital Gains Tax (covering property transfers, inheritance, and even lottery winnings), and Vehicle Tax if you own a car.

In addition, Greece applies VAT (Value Added Tax) to most goods and services, currently set at 24%. This is automatically included in most purchase prices, from supermarket goods to restaurant bills.

It’s worth noting that tax laws can be complex and vary depending on your personal situation.

For this reason, many expats choose to appoint a local tax advisor or accountant to help them register with the Greek tax authorities (AADE), submit annual returns, and ensure compliance with local laws.

To avoid unexpected bills or penalties, getting professional guidance well before your move is advisable. For reliable resources and up-to-date information, visit: https://www.trainio.gr

The latest Income Tax bands are different to the UK, notably, there is no tax-free allowance:

• If you earn less than 10K euros, the income tax is 9%.
• If you earn between 10K and 20K euros, the income tax is 22%.
• If you earn between 20K and 30K euros, the income tax is 28%.
• If you earn between 30K and 40K euros, the income tax is 36%.
• Any income above 40K is taxed at 44%.

As this is only an overview of the tax situation in Greece, take some time to explore this helpful tax guide.

Greek Employment Landscape

Greece has seen considerable economic progress in recent years, especially in tourism, shipping, renewable energy, agriculture, and technology sectors.

While local employment opportunities can be competitive, there are jobs available for English speakers, particularly in seasonal tourism, teaching English, and remote or freelance work.

For those with experience in digital marketing, IT, or finance, Greece is slowly becoming a hub for international companies establishing regional offices.

The rise in remote working means many expats now live in Greece while employed by UK or global firms. Popular coworking spaces in Athens, such as Impact Hub have fostered strong remote working communities.

If you’re moving and intend to find work locally, you will need a valid residence permit and possibly a work visa.

Most British citizens working in Greece after Brexit require either a job contract before moving or residency through an alternate route, such as the Golden Visa or digital nomad visa scheme.

Greece introduced a Digital Nomad Visa in 2021, which allows remote workers to live and work from the country for up to two years.

You can easily find out if there is work available in your particular area of expertise by using job searches online. Check websites like Kariera.gr and Jobs in Greece.

Plus, don’t underestimate the power of Linkedin.

It may take a while, but with a little bit of time invested, there is no reason why you should not find gainful employment somewhere in Greece.

Income Expectations

The work culture in Greece is relaxed but still hierarchical.

In most cases, there is a clear chain of command, and respect is paramount.

Though English is widely spoken, Greeks like to use their native language for business. Having a good understanding of Greek is going to be a huge bonus.

Wages in Greece are typically lower than in the UK, with the national minimum wage sitting at approximately €910 (£769) per month in 2025.

However, this is often balanced by a lower cost of living, particularly outside large cities.

Salaries in sectors such as tourism, retail, or public services are modest, while expats working in tech, consulting, or international business roles tend to earn above the average.

Remote workers and retirees with UK-based income can often live comfortably, especially in smaller towns or islands.

It’s also worth noting that Greek employment contracts tend to include a 13th and even 14th salary (paid at Christmas, Easter, and during the summer), which can make a big difference over the year.

Make sure to confirm contract terms carefully and understand local tax and insurance deductions.

If you’re self-employed or planning to freelance, you must register with the Greek tax office (EFKA).

Hiring an accountant who understands the tax obligations for foreign nationals will save you significant hassle and ensure compliance.

Healthcare in Greece: What Expats Need to Know

Greece offers a well-developed healthcare system that combines both public and private providers.

Since significant reforms in the early 2000s, the standard of care has continued to improve, and many expats find the system reliable, accessible, and relatively affordable by European standards.

For stays longer than three months, expats can usually access public healthcare through the national system, known as EOPYY (Greek National Organisation for Healthcare Services).

To qualify, you must be legally employed or self-employed in Greece and make mandatory social security contributions. Once registered, You will be issued an AMKA number, the Greek equivalent of a National Insurance number, which You will need to access state-funded healthcare services.

Under EOPYY, you’re entitled to free or heavily subsidised GP appointments, diagnostic tests, and hospital care. Prescription medication is partially subsidised; most residents pay around 25% of the total cost, depending on the drug and medical condition.

That said, many expats still choose to take out private health insurance to avoid waiting times and ensure access to English-speaking professionals and top-tier clinics.

As of 2025, private healthcare plans in Greece start from around £2,200–£3,000 per person per year, with family packages averaging between £7,500 and £9,000 annually, depending on coverage levels and pre-existing conditions.

Private insurance is essential for those not yet employed in Greece or without social security coverage to ensure full access to medical treatment.

Leading international providers include Bupa Global and Cigna Global, both of which offer flexible plans suited to expats.

Transporting Belongings

Relocating to Greece from the UK means organising an international move, which can feel overwhelming without the right support. That’s where a trusted removals company like Barnes of Lincoln comes in.

With extensive experience handling overseas relocations, Barnes of Lincoln offers a fully tailored service — from packing and export wrapping to customs paperwork and door-to-door delivery.

When moving to Greece, your belongings will usually be transported via sea freight.

Depending on your destination and whether you opt for a full or shared container load, typical transit times range from 2 to 6 weeks.

Barnes of Lincoln can help you decide what’s most cost-effective based on the size of your shipment and your schedule.

It’s worth creating a detailed inventory of everything you plan to ship, as Greek customs require documentation of all household goods.

As Greece is part of the EU, customs requirements can vary depending on your residency status.

If you’re moving permanently, you may be eligible for duty-free import on personal items, provided you’ve owned them for at least six months and they aren’t for resale.

Barnes of Lincoln will guide you through the whole process, including insurance, restricted items, and safe delivery — giving you peace of mind to focus on settling into your new life in Greece.

Click here to learn more about European removals.

What to Expect on Moving Day – Your Journey to Greece

When moving day finally arrives, it’s completely normal to feel a mix of excitement and nerves.

But with a professional removals team like Barnes of Lincoln handling your relocation, you can expect the process to run smoothly from start to finish.

The team will arrive at your home to expertly wrap, pack, and load your belongings, creating a detailed inventory for Greek customs as each item is boxed.

our household goods will typically be shipped by sea freight in a dedicated or shared container, depending on the volume of your possessions and your destination in Greece.

Transit times vary, but you can usually expect your shipment to arrive within 2 to 6 weeks.

Barnes of Lincoln works with trusted overseas partners in Greece who will handle the final leg of your move. You will be informed in advance who your point of contact will be on the Greek side, and You will need to be present in the country when your items are cleared and delivered.

To qualify for tax-free import, you must have owned and used your household goods for at least six months before the move.

New or unused items may be subject to customs duties, so keep receipts or invoices handy to verify their value. It’s also essential to be aware of restricted or prohibited items to avoid fines or complications at customs.

For a full list of what you can and cannot bring into Greece, visit the Greek customs regulations website.

Lastly, your pre-move surveyor will be your go-to person for guidance. They can answer any questions about customs, packing requirements, or logistics, helping to take the stress out of the process and ensure everything goes according to plan.

We are just a quick phone call away if you have any concerns.

Importing Pets into Greece

Relocating your pet to Greece requires adherence to specific import regulations to ensure a safe, trouble-free transition.

Here are three of the key requirements:

• Microchipping and Vaccinations: Your pet must be microchipped with an ISO-compliant device before receiving a rabies vaccination. The rabies shot should be administered at least 21 days prior to travel. Additional vaccinations, such as DHLPP for dogs and FVRCP for cats, are recommended.
• Documentation: Obtain an EU Health Certificate completed by a USDA-accredited veterinarian within 10 days of departure. This certificate, along with proof of microchipping and vaccinations, must be endorsed by the relevant authority.
• Travel Arrangements: Pets should travel within five days of their owner to be considered a non-commercial move. If this isn’t possible, stricter commercial import requirements apply. ​

For comprehensive details on Greece’s pet import regulations, consult the Greek Ministry of Foreign Affairs: ​

Consider engaging professional pet relocation services like Ferndale Kennels & Travel, PetRelocation or PetAir to facilitate the process.

Proper preparation ensures your pet’s safe and comfortable entry into Greece.

Here’s a concise, easy-to-follow overview of importing your beloved pet into Greece.

Final Preparations Before You Leave the UK

As your move to Greece draws closer, creating a detailed checklist is one of the best ways to stay organised and avoid last-minute stress.

Begin by confirming all travel arrangements, including flights or ferry bookings, and ensure your documents, including passports, visas, residency papers, and health insurance, are in order.

Inform HMRC of your departure, update your UK bank accounts and pension providers, and consider setting up mail redirection.

Notify your utility suppliers and local council in the UK, and gather necessary documents like birth certificates, school records, and pet vaccination certificates.

Once in Greece, your priority should be registering with the local town hall (dimarchio), getting your AFM (tax number), AMKA (social security number), and opening a Greek bank account if needed.

This paperwork can take time, so it’s wise to arrange temporary accommodation for at least the first few weeks while settling in.

Barnes of Lincoln will handle the logistics of transporting your belongings, including customs paperwork and safe delivery. Knowing your possessions are in expert hands allows you to focus on adapting to your new life.

Above all, approach the move with flexibility and an open mind.

Greece’s charm lies in its culture, community, and pace of life, and once you’re settled, You will likely wonder why you didn’t make the move sooner.

Moving Your Belongings to Greece

​Embarking on an international move requires a removals company you can trust.

With over 45 years of expertise in global relocations, Barnes of Lincoln ensures your belongings are handled with the utmost care and professionalism.

Our comprehensive services include meticulous packing using high-quality materials, efficient customs clearance assistance, and seamless coordination with trusted international partners.

Whether you’re moving to Greece or anywhere else in Europe, the Americas, or beyond, Barnes of Lincoln’s dedicated team tailors each move to your specific needs, providing peace of mind throughout the process.

As part of the esteemed White & Company Group, we have access to an extensive network of resources, further enhancing our capability to deliver exceptional service.

When choosing Barnes of Lincoln, you’re not just selecting a removals company, you’re partnering with a team committed to making your international transition as easy and stress-free as possible.

Go ahead, you can contact us in numerous ways:

• Call us Tel: 01522 254 262
• email: sales@barnesoflincoln.co.uk
• Or interact with our Moving Assistant, Sophie

We look forward to helping make your dreams a reality.